Providers of expat and student
insurance solutions for 35 years
The United Kingdom of Great Britain and Northern Ireland, Isle of Man, and Channel Islands. Cover in EEA countries is limited to a total of 30 days per Period of Insurance, excluding the Home Country where that country is in the EEA. The EEA is defined as the European Union plus Norway, Iceland and Liechtenstein
IPT is a tax on premiums received under taxable insurance contracts within the United Kingdom. The student product will incur a 12% tax charge on the final premium.
This Policy is subject to simplified underwriting. This means that all Pre-Existing Medical Conditions are excluded from the Policy.
This Policy includes a mix of medical and non-medical benefits; as such, any Non-Medical Expenses claims which arise, that can be shown to have originated before the Commencement Date, will also be excluded.
Only new conditions, or circumstances that give rise to a Non-Medical Expenses claim, that occur after the Commencement Date are covered by the Policy (subject to any specific waiting periods).
This product is suitable for foreign nationals resident in the UK, enrolled in a part-time or full-time educational course and for whom study is the primary reason for living in the UK.
Short Term Plus
You can include extra life cover to you medical plan.
Looking for higher dental limits or richer benefits? Include this to this to you medical