Benefit

Deductible

Optional Co-Pay

Hospice or Terminal Care Benefits

Hospice or Terminal Care

In-Patient benefits

Accommodation, operating theatre, and recovery room costs

Congenital Defects

Diagnostic procedures

Nursing

Prescription Drugs and Medicines

Physician, specialist, surgeon, and anaesthetist fees

Medical second opinion

Hospital Cash Benefit

Eye surgery

Organ Transplant

Parent accommodation – for children up to 16 years old

Day-Patient benefits

Day-Patient benefits

Out-Patient benefits

Alternative medicine 

Physician and paramedic fees

Diagnostics

Physiotherapy

Prescription Drugs and Medicines

Cancer benefits

Cancer Treatment

Preventative benefits

Annual Health Checks – You won’t be able to claim within the first 12 months

Vaccinations

Wellbeing tests

Well-child care

Maternity benefits

Maternity

Complications of Pregnancy and Complications of Childbirth

New-born Care, including Premature new-borns

Dental Benefits

Emergency Dental Treatment**

Routine dental care**

Restorative dental treatment**

Dental crowns, bridges, dentures and implants

Orthodontic treatment for children under 18

Special and Travel Benefits

Accompanying person’s Travel Expenses

Compassionate travel and accommodation expenses

Elective Home Country Treatment

Emergency Medical Transfer or Evacuation and repatriation

Medical Treatment Outside Your Area of Cover

Repatriation of mortal remains

Road ambulance transportation

Other benefits

Glasses and contact lenses -  You won’t be able to claim for the first 6 months

Home nursing

Prescribed medical aids

Psychiatric, drug and alcohol abuse

Rehabilitation following In-Patient Treatment

Personal Accident

Death

Nil, $250 / €210 / £170, $1,000 / €860 / £710

Maximum We will pay each Period of

Insurance

$2,500,000 / €2,100,000 / £1,700,000

Nil, 10%, 20%, 30%

100% up to a Lifetime Limit of $200,000 / €170,000 / £140,000

100%

100%

100%

100%

100%

100%

100%

$250 / €210 /  £170 per day up to 45 days

100%

100% up to a Lifetime Limit of $500,000 / €430,000 / £350,000

$150 / €130 / £100 per day up to 45 days

100%

100% up to $400 / €340 / £280

100%

100%

100% up to 12 sessions

100% up to $1,000 / €860 / £710

100%

100% up to $1,500 / €1,300 / £1,000

100%

100% up to $450 / €390 / £320

100% up to $1,000 / €860 / £710

100% up to $17,500 / €15,200 / £12,500 or $25,000 / €21,700 / £17,800 if both parents join together

100% up to $1,000,000 / €860,000 / £710,000

100% up to $250,000 / €217,300 / £178,500

100% up to $2,000 / €1,700 / £1,400

100% up to $700 / €600 / £500

100% up to $2,000 / €1,700 / £1,400

50% up to $500 / €430 / £350 per tooth up to a maximum of $2,000 / €1,700 / £1,400

50% up to a Lifetime Limit of $2,000 / €1,700 / £1,400

100% up to $5,000 / €4,300 / £3,500

100% up to $5,000 / €4,300 / £3,500

100%

100%

Up to 60 days per policy year

100%

100%

100% up to $400 / €340 / £280

100% up to 60 days

50% up to $6,000 / €5,200 / £4,200 lifetime maximum

50% up to $5,000 / €4,300 / £3,500 lifetime maximum

100% up to 60 days

$25,000 / €21,700 / £17,800

Included

Executive