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Almost 20 years’ experience of looking after customers around the world
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Serving expats in over 100 countries
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Extensive worldwide provider network
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Access to over 70,000 worldwide providers
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11 regional offices providing 24/7 medical assistance
New Office Address
HealthCare International
Global Network Limited
WRAP
83 Queens Road
Brighton
East Sussex
BN1 3XE, United Kingdom
Benefit
Deductible
Optional Co-Pay
Hospice or Terminal Care Benefits
Hospice or Terminal Care
In-Patient benefits
Accommodation, operating theatre, and recovery room costs
Congenital Defects
Diagnostic procedures
Nursing
Prescription Drugs and Medicines
Physician, specialist, surgeon, and anaesthetist fees
Medical second opinion
Hospital Cash Benefit
Eye surgery
Organ Transplant
Parent accommodation – for children up to 16 years old
Day-Patient benefits
Day-Patient benefits
Out-Patient benefits
Alternative medicine
Physician and paramedic fees
Diagnostics
Physiotherapy
Prescription Drugs and Medicines
Cancer benefits
Cancer Treatment
Preventative benefits
Annual Health Checks – You won’t be able to claim within the first 12 months
Vaccinations
Wellbeing tests
Well-child care
Maternity benefits
Maternity
Complications of Pregnancy and Complications of Childbirth
New-born Care, including Premature new-borns
Dental Benefits
Emergency Dental Treatment**
Routine dental care**
Restorative dental treatment**
Dental crowns, bridges, dentures and implants
Orthodontic treatment for children under 18
Special and Travel Benefits
Accompanying person’s Travel Expenses
Compassionate travel and accommodation expenses
Elective Home Country Treatment
Emergency Medical Transfer or Evacuation and repatriation
Medical Treatment Outside Your Area of Cover
Repatriation of mortal remains
Road ambulance transportation
Other benefits
Glasses and contact lenses - You won’t be able to claim for the first 6 months
Home nursing
Prescribed medical aids
Psychiatric, drug and alcohol abuse
Rehabilitation following In-Patient Treatment
Personal Accident
Death
$250 / €210 / £170, $1,000 / €860 / £710
Maximum We will pay each Period of
Insurance
$1,000,000 / €860,000 / £710,000
Nil, 10%, 20%, 30%
100% up to a Lifetime Limit of $20,000 / €17,000 / £14,000
100%
100%
100%
100%
100%
100%
100%
$100 / €80 / £70 per day up to 30 days
100%
100% up to a Lifetime Limit $100,000 / €86,000 / £71,000
$45 / €40 / £30 per day up to 30 days
100%
No Cover
No Cover
No Cover
No Cover
No Cover
100%
No Cover
75% up to $150 / €130 / £100
No Cover
No Cover
100% up to $3,000 / €2,600 / £2,100
100% up to $10,000 / €8,600 / £7,100
100% up to $50,000 / €43,400 / £35,700
No Cover
No Cover
No Cover
No Cover
No Cover
100% up to $5,000 / €4,300 / £3,500
100% up to $5,000 / €4,300 / £3,500
No Cover
100%
Up to 60 days per policy year
100%
100%
No Cover
No Cover
No Cover
No Cover
No Cover
$25,000 / €21,700 / £17,800
Not Available
Standard
Benefit
Deductible
Optional Co-Pay
Hospice or Terminal Care Benefits
Hospice or Terminal Care
In-Patient benefits
Accommodation, operating theatre, and recovery room costs
Congenital Defects
Diagnostic procedures
Nursing
Prescription Drugs and Medicines
Physician, specialist, surgeon, and anaesthetist fees
Medical second opinion
Hospital Cash Benefit
Eye surgery
Organ Transplant
Parent accommodation – for children up to 16 years old
Day-Patient benefits
Day-Patient benefits
Out-Patient benefits
Alternative medicine
Physician and paramedic fees
Diagnostics
Physiotherapy
Prescription Drugs and Medicines
Cancer benefits
Cancer Treatment
Preventative benefits
Annual Health Checks – You won’t be able to claim within the first 12 months
Vaccinations
Wellbeing tests
Well-child care
Maternity benefits
Maternity
Complications of Pregnancy and Complications of Childbirth
New-born Care, including Premature new-borns
Dental Benefits
Emergency Dental Treatment**
Routine dental care**
Restorative dental treatment**
Dental crowns, bridges, dentures and implants
Orthodontic treatment for children under 18
Special and Travel Benefits
Accompanying person’s Travel Expenses
Compassionate travel and accommodation expenses
Elective Home Country Treatment
Emergency Medical Transfer or Evacuation and repatriation
Medical Treatment Outside Your Area of Cover
Repatriation of mortal remains
Road ambulance transportation
Other benefits
Glasses and contact lenses - You won’t be able to claim for the first 6 months
Home nursing
Prescribed medical aids
Psychiatric, drug and alcohol abuse
Rehabilitation following In-Patient Treatment
Personal Accident
Death
$250 / €210 / £170, $1,000 / €860 / £710
Maximum We will pay each Period of
Insurance
$1,500,000 / €1,300,000 / £1,000,000
Nil, 10%, 20%, 30%
100% up to a Lifetime Limit of $20,000 / €17,000 / £14,000
100%
100%
100%
100%
100%
100%
100%
$250 / €210 / £170 per day up to 30 days
100%
100% up to a Lifetime Limit $100,000 / €86,000 / £71,000
$150 / €130 / £100 per day up to 30 days
100%
No Cover
75% up to $1,000 / €860 / £710**
75% up to $1,000 / €860 / £710**
100% up to 12 sessions up to $1,000 / €860 / £710
100% up to $1,000 / €860 / £710
100%
No Cover
75% up to $150 / €130 / £100
100% up to $450 / €390 / £320
100% up to $1,000 / €860 / £710
100% up to $3,000 / €2,600 / £2,100
100% up to $50,000 / €43,400 / £35,700
100% up to $100,000 / €86,800 / £71,400
100% up to $2,000 / €1,700 / £1,400
75% up to $700 / €600 / £500
75% up to $2,000 / €1,700 / £1,400
50% up to $500 / €430 / £350 per tooth up to a maximum of $2,000 / €1,700 / £1,400
50% up to a Lifetime Limit of $2,000 / €1,700 / £1,400
100% up to $5,000 / €4,300 / £3,500
100% up to $5,000 / €4,300 / £3,500
100%
100%
Up to 60 days per policy year
100%
100%
No Cover
No Cover
No Cover
No Cover
No Cover
$25,000 / €21,700 / £17,800
Optional benefit
Plus
Benefit
Deductible
Optional Co-Pay
Hospice or Terminal Care Benefits
Hospice or Terminal Care
In-Patient benefits
Accommodation, operating theatre, and recovery room costs
Congenital Defects
Diagnostic procedures
Nursing
Prescription Drugs and Medicines
Physician, specialist, surgeon, and anaesthetist fees
Medical second opinion
Hospital Cash Benefit
Eye surgery
Organ Transplant
Parent accommodation – for children up to 16 years old
Day-Patient benefits
Day-Patient benefits
Out-Patient benefits
Alternative medicine
Physician and paramedic fees
Diagnostics
Physiotherapy
Prescription Drugs and Medicines
Cancer benefits
Cancer Treatment
Preventative benefits
Annual Health Checks – You won’t be able to claim within the first 12 months
Vaccinations
Wellbeing tests
Well-child care
Maternity benefits
Maternity
Complications of Pregnancy and Complications of Childbirth
New-born Care, including Premature new-borns
Dental Benefits
Emergency Dental Treatment**
Routine dental care**
Restorative dental treatment**
Dental crowns, bridges, dentures and implants
Orthodontic treatment for children under 18
Special and Travel Benefits
Accompanying person’s Travel Expenses
Compassionate travel and accommodation expenses
Elective Home Country Treatment
Emergency Medical Transfer or Evacuation and repatriation
Medical Treatment Outside Your Area of Cover
Repatriation of mortal remains
Road ambulance transportation
Other benefits
Glasses and contact lenses - You won’t be able to claim for the first 6 months
Home nursing
Prescribed medical aids
Psychiatric, drug and alcohol abuse
Rehabilitation following In-Patient Treatment
Personal Accident
Death
Nil, $250 / €210 / £170, $1,000 / €860 / £710
Maximum We will pay each Period of
Insurance
$2,000,000 / €1,700,000 / £1,400,000
Nil, 10%, 20%, 30%
100% up to a Lifetime Limit of $200,000 / €170,000 / £140,000
100%
100%
100%
100%
100%
100%
100%
$250 / €210 / £170 per day up to 30 days
100%
100% up to a Lifetime Limit of $500,000 / €430,000 / £350,000
$150 / €130 / £100 per day up to 30 days
100%
No Cover
75%
75%
100% up to 12 sessions up to $1,000 / €860 / £710
100% up to $1,000 / €860 / £710
100%
100% up to $400 / €340 / £280
100% up to $250 / €210 / £170
100% up to $450 / €390 / £320
100% up to $1,000 / €860 / £710
100% up to $15,000 / €13,000 / £10,700 or $20,000 / €17,300 / £14,200 if both parents join together
100% up to $500,000 / €430,000 / £350,000
100% up to $150,000 / €130,400 / £107,100
100% up to $2,000 / €1,700 / £1,400
75% up to $700 / €600 / £500
75% up to $2,000 / €1,700 / £1,400
50% up to $500 / €430 / £350 per tooth up to a maximum of $2,000 / €1,700 / £1,400
50% up to a Lifetime Limit of $2,000 / €1,700 / £1,400
100% up to $5,000 / €4,300 / £3,500
100% up to $5,000 / €4,300 / £3,500
100%
100%
Up to 60 days per policy year
100%
100%
No Cover
100% up to 60 days
No Cover
No Cover
100% up to 45 days
$25,000 / €21,700 / £17,800
Optional benefit
Premium
Benefit
Deductible
Optional Co-Pay
Hospice or Terminal Care Benefits
Hospice or Terminal Care
In-Patient benefits
Accommodation, operating theatre, and recovery room costs
Congenital Defects
Diagnostic procedures
Nursing
Prescription Drugs and Medicines
Physician, specialist, surgeon, and anaesthetist fees
Medical second opinion
Hospital Cash Benefit
Eye surgery
Organ Transplant
Parent accommodation – for children up to 16 years old
Day-Patient benefits
Day-Patient benefits
Out-Patient benefits
Alternative medicine
Physician and paramedic fees
Diagnostics
Physiotherapy
Prescription Drugs and Medicines
Cancer benefits
Cancer Treatment
Preventative benefits
Annual Health Checks – You won’t be able to claim within the first 12 months
Vaccinations
Wellbeing tests
Well-child care
Maternity benefits
Maternity
Complications of Pregnancy and Complications of Childbirth
New-born Care, including Premature new-borns
Dental Benefits
Emergency Dental Treatment**
Routine dental care**
Restorative dental treatment**
Dental crowns, bridges, dentures and implants
Orthodontic treatment for children under 18
Special and Travel Benefits
Accompanying person’s Travel Expenses
Compassionate travel and accommodation expenses
Elective Home Country Treatment
Emergency Medical Transfer or Evacuation and repatriation
Medical Treatment Outside Your Area of Cover
Repatriation of mortal remains
Road ambulance transportation
Other benefits
Glasses and contact lenses - You won’t be able to claim for the first 6 months
Home nursing
Prescribed medical aids
Psychiatric, drug and alcohol abuse
Rehabilitation following In-Patient Treatment
Personal Accident
Death
Nil, $250 / €210 / £170, $1,000 / €860 / £710
Maximum We will pay each Period of
Insurance
$2,500,000 / €2,100,000 / £1,700,000
Nil, 10%, 20%, 30%
100% up to a Lifetime Limit of $200,000 / €170,000 / £140,000
100%
100%
100%
100%
100%
100%
100%
$250 / €210 / £170 per day up to 45 days
100%
100% up to a Lifetime Limit of $500,000 / €430,000 / £350,000
$150 / €130 / £100 per day up to 45 days
100%
100% up to $400 / €340 / £280
100%
100%
100% up to 12 sessions
100% up to $1,000 / €860 / £710
100%
100% up to $1,500 / €1,300 / £1,000
100%
100% up to $450 / €390 / £320
100% up to $1,000 / €860 / £710
100% up to $17,500 / €15,200 / £12,500 or $25,000 / €21,700 / £17,800 if both parents join together
100% up to $1,000,000 / €860,000 / £710,000
100% up to $250,000 / €217,300 / £178,500
100% up to $2,000 / €1,700 / £1,400
100% up to $700 / €600 / £500
100% up to $2,000 / €1,700 / £1,400
50% up to $500 / €430 / £350 per tooth up to a maximum of $2,000 / €1,700 / £1,400
50% up to a Lifetime Limit of $2,000 / €1,700 / £1,400
100% up to $5,000 / €4,300 / £3,500
100% up to $5,000 / €4,300 / £3,500
100%
100%
Up to 60 days per policy year
100%
100%
100% up to $400 / €340 / £280
100% up to 60 days
50% up to $6,000 / €5,200 / £4,200 lifetime maximum
50% up to $5,000 / €4,300 / £3,500 lifetime maximum
100% up to 60 days
$25,000 / €21,700 / £17,800
Included
Executive
Hospice or Terminal Care Benefits
Hospice or Terminal Care
100% up to a Lifetime Limit of $20,000 / €17,000 / £14,000
Benefit
Emergency +
Maximum We will pay each Period of
Insurance
$500,000 / €430,000 / £350,000
Deductible
Nil, $250 / €210 / £170, $1,000 / €860 / £710 / $2,000 / €1,700 / £1,400
Optional Co-Pay
Nil, 10%, 20%, 30%
In-Patient benefits
Accommodation, operating theatre, and recovery room costs
100%
Congenital Defects
No Cover
Diagnostic procedures
100%
Nursing
100%
Prescription Drugs and Medicines
100%
Physician, specialist, surgeon, and anaesthetist fees
100%
Medical second opinion
100%
Hospital Cash Benefit
$100 / €80 / £70 per day up to 30 days
Eye surgery
100%
Organ Transplant
100% up to a Lifetime Limit $100,000 / €86,000 / £71,000
Parent accommodation – for children up to 16 years old
$45 / €40 / £30 per day up to 30 days
Day-Patient benefits
Day-Patient benefits
100%
Out-Patient benefits
Alternative medicine
No Cover
Physician and paramedic fees
No Cover
Diagnostics
No Cover
Physiotherapy
No Cover
Prescription Drugs and Medicines
No Cover
Cancer benefits
Cancer Treatment
100%
Preventative benefits
Annual Health Checks – You won’t be able to claim within the first 12 months
No Cover
Vaccinations
No Cover
Wellbeing tests
No Cover
Well-child care
No Cover
Maternity benefits
Maternity
No Cover
Complications of Pregnancy and Complications of Childbirth
No Cover
New-born Care, including Premature new-borns
No Cover
Dental Benefits
Not Available
Emergency Dental Treatment**
No Cover
Routine dental care**
No Cover
Restorative dental treatment**
No Cover
Orthodontic treatment for children under 18
No Cover
Dental crowns, bridges, dentures and implants
No Cover
Special and Travel Benefits
Accompanying person’s Travel Expenses
100% up to $5,000 / €4,300 / £3,500
Compassionate travel and accommodation expenses
100% up to $5,000 / €4,300 / £3,500
Elective Home Country Treatment
No Cover
Emergency Medical Transfer or Evacuation and repatriation
100%
Medical Treatment Outside Your Area of Cover
Up to 60 days per policy year
Repatriation of mortal remains
100% up to $3,000 / €2,600 / £2,100
Road ambulance transportation
100%
Other benefits
Glasses and contact lenses - You won’t be able to claim for the first 6 months
No Cover
Home nursing
No Cover
Prescribed medical aids
No Cover
Psychiatric, drug and alcohol abuse
No Cover
Rehabilitation following In-Patient Treatment
No Cover
Personal Accident
Death
$25,000 / €21,700 / £17,800