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Stem Cells

Betting on Health Innovations

We’re fond of backing avant-garde medical breakthroughs. Our recently introduced maternity cover benefit; cord blood stem cells banking, promises to be one of the biggest medical trends in the near future. We’re delighted to offer free umbilical cord storage to new purchasers of our Premium and Executive medical insurance policies.

There are an astonishing and growing number of medical uses for stem cells and HCI are delighted to be able to offer parents of new born babies private cord blood banking free of charge when they buy a new Premium or Executive private health insurance policy. This is a rich added benefit because the costs of stem cell banking and stem cell preservation would otherwise remain a privilege for the few.

Their Future in Your Hands

Stem cells treatments for cancer and diabetes, among other medical conditions have already shown positive results. Similarly Stem cells injections can help regenerate tissues, bones and fight infection. Although stem cells therapy is still a new and growing science, progress is accelerating and stem cells banking is definitely a worthwhile investment in your family’s future health. Outstanding medical advances related to cell processing have been achieved in the last decades and all signs point to an expanding medical revolution as more as greater uses of these stem cells are uncovered.

Cell regeneration is rapidly becoming a key pillar of today's medicine. Some diseases successfully treated with stem cells currently include:

  • Parkinson's
  • Alzheimer's
  • Heart attack
  • Spinal cord injuries
  • Multiple sclerosis
  • Leukaemia
  • Diabetes
  • Cerebral palsy
  • Stroke
  • Autism
  • Liver disease
  • Cystic fibrosis
  • Neuroblastoma
  • Sickle cell anaemia
Maternity: Stem Cell Banking
Medical uses of stem cells
  • Disease treatment
  • Bone and tissue regeneration
  • Vital organs regrowth

Cord Blood Storage

By offering free umbilical cord stem cell banking to policyholders, HCI are leading the way in the insurance industry. Offering the chance to have your new born baby’s stem cells extracted and stored for future medical use for them and their immediate family members as a standard feature of our medical coverage is giving these families the opportunity of a longer and healthier future.

Because we strongly believe in the enormous potential of stem cell science, we have incorporated a cord cell banking service as an automatic but exclusive benefit within selected health insurance offers.

How Does Stem Cell Banking Work?

Buy an HCI medical policy featuring the stem cells banking service and when your baby is born a technician will remove blood and tissue from the placenta and umbilical cord. They will then be sent to a lab where the stems cells will be separated from the blood plasma, these will then be stored cryogenically indefinitely until they are needed. The baby is not harmed in any way as the extraction occurs after the birth- in fact the baby is not touched at all in the process and nor is the mother.

After the cells are collected and stored, they are available for future medical use should they be needed by the donor they were taken from or any of the donors immediate family (siblings or parents). With stem cells, their future is in your hands!