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Premium

Monthly

28.00

GBP(£)
Annual
GBP(£)

336.00

  • Almost 20 years’ experience of looking after customers around the world

  • Serving expats in over 100 countries

  • Extensive worldwide provider network

  • Access to over 70,000 worldwide providers

  • 11 regional offices providing 24/7 medical assistance

New Office Address

HealthCare International

 Global Network Limited

WRAP

83 Queens Road

Brighton

East Sussex

BN1 3XE, United Kingdom

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Student Protector Plan

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1. Living away from home

Illnesses and unfortunate life events can strike anytime, and when they do it is important to know that you have the support of an insurer who can help prevent an incident from becoming a crisis.

2. Our Policy

Student Protector has been designed with the specific needs of the international student in mind. And because our service centre is here in the UK, you can deal with our multi-lingual staff in the same time zone or our emergency staff 24/7

3. Key Benefits

  • Private medical expenses

  • Loss of cash and travel documents

  • Theft of personal devices

  • Consular fees

  • Travel disruption and missed departure

  • Cost of returning home early

  • Unused student fees

  • Emergency evacuation or transport

4. The Detail

For further information, have a look at the Benefits and Policy Wording documents found here

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Area of Cover

The United Kingdom of Great Britain and Northern Ireland, Isle of Man, and Channel Islands. Cover in EEA countries is limited to a total of 30 days per Period of Insurance, excluding the Home Country where that country is in the EEA. The EEA is defined as the European Union plus Norway, Iceland and Liechtenstein

Insurance Premium Tax (IPT)

IPT is a tax on premiums received under taxable insurance contracts within the United Kingdom. The student product will incur a 12% tax charge on the final premium.

Underwriting

This Policy is subject to simplified underwriting. This means that all Pre-Existing Medical Conditions are excluded from the Policy. This Policy includes a mix of medical and non-medical benefits; as such, any Non-Medical Expenses claims which arise, that can be shown to have originated before the Commencement Date, will also be excluded. Only new conditions, or circumstances that give rise to a Non-Medical Expenses claim, that occur after the Commencement Date are covered by the Policy (subject to any specific waiting periods).

Suitability

This product is suitable for foreign nationals resident in the UK, enrolled in a part-time or full-time educational course and for whom study is the primary reason for living in the UK.

Key information

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